Dial *99# : Without Internet Banking Service/ Payment/ Balance Check/ Transfer

National Payment Corporation of India (NPCI) & Govt of India has started *99# Service on USSD (GSM) Mobiles. It is a Free and don’t need Internet to access your bank account balance, MMID, IFSC, Transfer of Money, IMPS etc. You can dial *99# from registered mobile number in your bank account. After dialing *99# you get USSD Message –

Welcome to *99#, Type 3 letters of Bank Short Bame of First 4 Letter of Bank IFSC or 2 Digit Bank Numerica Code of *99#. 

Select Options (Your Bank Name)

  1. Account Balance
  2. Mini Statement
  3. Send Money using MMID
  4. Send Money using IFSC Code
  5. Show MMID
  6. MPIN
  7. Generate OTP etc.
  8. IMPS Payment using *99#

*99# Dialing Error or Problem

We are getting lots of messages *99# USSD Connection Problem or invalid MMI Code. If you are facing problem in accessing *99# Account Number. Call to Toll-Free Number.

Dial USSD *99# Services List

Below are the list of all services that you can access using USSD *99# without internet.

Financial Services Fund Transfer (P2P – Person to Person)
Fund Transfer (P2A – Person to Account)
Fund Transfer (P2U – Person to UID)
Non-Financial Services Know MMID
MPIN- Generate MPIN, Change MPIN
Change MPIN
Generate OTP
Balance Enquiry
Mini Statement
Value Added Services QSAM (Query Service on Aadhaar Mapper) or *99*99#

What is USSD *99# Banking Service?

The National Payment Corporation of India (NPCI) is now providing USSD (Unstructured Supplementary Service Data for Financial/ Non-Financial & VAS (Value Added Services) without intetnet. The USSD is a technology unique to GSM (Global System for Mobile Communications) network. It is a capability built into the GSM standard to support transmitting information over the signaling channels of the GSM network. USSD provides session based communication, enabling a variety of applications. If you take more time in sending USSD code/ reply the connection  is lost message MMI Code is invalid etc.

Use *99# for PayTM/ FreeCharge/ SBI Buddy

Till now, *99# Dailing service is available for Bank Services, Non-Financial & VAS. The Paytm/ FreeCharge, SBI Buddy, UPI App service can’t be accessed using *99# Service.

What is India Banking *99# Service

The NCPI Govt of India started *99# USSD (Unstructured Supplementary Service Data) from GSM Network (CDMA) handset can’t use this service. Using *99# service, a customer can access financial services by dialing *99# from his/her mobile registered with the bank. The service works across all GSM service providers and handsets.

Support & Helpline

To get support on *99# Without intenet services ie. Charges/ Per Transaction cost, invalid MMI Code, connection lost is solved by the customer care of *99# services. As per the NCPI, there is no dedicated support team, but you can call TOLL-FREE of Bank to help – 1800-TollFree *99# number is updated here.

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